Dave Ramsey and his daughter, Rachel Cruze, team up to teach parents how to raise money-smart kids in a debt-filled world. In Smart Money, Smart Kids, financial expert and best-selling author Dave Ramsey and daughter Rachel Cruze give parents the tools they need to teach their children how to win with money. Together, they cover the basics like working, spending, saving, and giving. Dave can be heard on his nationally syndicated radio show, The Dave Ramsey Show, each week on more than 500 stations. Rachel learned from an early age the proper way to save and spend. In the past year alone, Rachel has delivered those same principles, in a personal and passionate message of money and hope, to more than 100,000 people across the country.